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Income |
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1. Enter your combined yearly net salary.
Your yearly salary after taxes. Include your spouses income if
applicable. |
$ |
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2. Additional Income.
Guess what? We don't count additional income in your FOSS score.
Additional income such as alimony, bonuses, winnings, etc. are not
guaranteed and will not give you an accurate score. If you are certain about
additional yearly income then enter it in 1 above. |
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Expenses |
(all of your answers to expenses should be a monthly average and don't
forget the expenses of your significant other if applicable.) |
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1. Monthly mortgage or rent payment.
Make sure you include taxes and insurance. |
$ |
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2. Loan payments |
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a. Credit card payment(s)
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$ |
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b. Home equity line of credit payment(s)
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$ |
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c. Personal loan(s)
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$ |
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d. Vehicle loan(s)
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$ |
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e. Other loan payment(s)
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$ |
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3. Utilities |
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a. Electricity
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$ |
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b. Natural Gas
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$ |
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c. Water and Trash
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$ |
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d. Telephone - land line
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$ |
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e. Telephone - cell
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$ |
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f. Internet service
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$ |
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g. Cable or Satellite TV
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$ |
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4. Groceries |
$ |
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5. Dining Out (Don't forget that
daily java expense) |
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a. Breakfast
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$ |
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b. Lunch
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$ |
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c. Dinner
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$ |
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d. Miscellaneous (Coffee, snacks, etc.)
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$ |
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6. Transportation |
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a. Gasoline
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$ |
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b. Automobile Insurance
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$ |
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c. Bus, train, plane, or taxi fare
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$ |
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d. Parking fees
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$ |
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e. Automobile maintenance
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$ |
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7. Subscriptions
(Magazine, news paper, e-zines, etc.) |
$ |
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8. Clothing Don't forget the shoes! |
$ |
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9. Entertainment
(Movies, movie rentals, etc.) |
$ |
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10. Miscellaneous
(Enter monthly expense(s) that don't fit into a category here.) |
$ |
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